INSURANCE
PAINS202. Life Insurance
Analysis of the many types of life insurance and health insurance contracts, computation of premiums and reserves and contracts, computation of premiums and reserves and contract interpretation. Included is an analysis of the uses of life insurance contracts.
PAINS203. Commer. Lines Insurance
The student will examine commercial coverages including property loss of business income, inland and marine, crime, general liability, excess disability, workmen's compensation, auto, machinery and package policies.
PAINS204. Life/Health Insurance II
Life and Health Insurance II Covers company and individual programs to provide for retirement and health care needs. Employees group insurance, qualified and non-qualified deferred cooperation plans, social insurance, retirement plans and estate planning. Covers recent trends.
PAINS205. Liability
The first part of the course covers comparative negligence, law of automobile insurance, professional liability and product liability. The second part of the course covers law of insurance, law of evidence and pleading and practice.
PAINS206. Survy of Insurance Prop.
Types and special applications of fire life policies; inland marine coverage and marine insurance; personal property floater; sprinkler, machinery and boiler insurance. Theory of rating: underwriting inspection report; loss adjustments.
PAINS207. Workers' Compensation
Course begins with orgin and development of workers'comp. Course covers: federal jurisdiction; workers' comp. and employers' liability policy; social economic and legislative effects; notice, statute of limitation and other procedural matters. Definitions of essential components involved in workers comp. are provided. Course then reviews benefits, investigation, settlement, hearings, subrogation, contribution and indemnity and reserves.
PAINS208. Survey of Insurance C&S
Survey of Insurance - Casualty and Surety Principles of casualty insurance; automobile liability, public liability for contractors, owners, landlords and tenants , accident and health insurance, glass insurance, burglary.
PAINS209. Casualty Insurance
Ananalysis of the risks underlying and of the coverages provided by the casualty insurers, including personal & business liability, workmen's compensation, & bonding & suretyship.
PAINS210. Insurance Code
Study and interpretation of the California Insurance Code. Designed for students who plan to take the State life and disability agent's license. Examinations in insurance for the fire and casualty agent's or broker's license.
PAINS211. Insurance Envir.&Opers.
Legal aspects of contract formation, policy formation, policy provisions, assignment of ownership rights, creditor rights, beneficiary designations, disposition of life insurance proceeds and life insurance agency are presented.
PAINS212. Personal Lines Insurance
The student will analyze personal loss exposures and personal insurance coverages including homeowners, dwelling and contents personal liability, inland marine, auto, life, health, and government programs.
PAINS213. Personal Ins. Planning
Personal Insurance Planning> Basic insurance principles and policy coverages for families & individuals. Includes family auto policy, homeowners/tenants, government supported protection, life insurance & health insurance.
PAINS301. Ins. & Corp. Risk Mgmt.I
Nature and extent of business and social risk. Risk-handling techniques, insurance principles and practices, basic contracts analysis insurance underwriting and rating; insurance problems and trends, business risk management.
PAINS302. Ins.& Corp. Risk Mgmt.II
Nature and extent of business and social risk. Risk-handling techniques, insurance principles and practices, basic contracts analysis insurance underwriting and rting; insurance problems and trends, business risk management.
PAINS303. Insurance Planning
Course provides an introduction to risk management; the fields of insurance; the structure, function, and regulation of the private insurance industry; the insurance contract; homeowner's insurance; legal liability and liability insurance; auto insurance; introduction to life insurance; diability income insurance; medical expence insurance; group life and health insurance; social and compulsory compensation.
PAINS311. Insurance Law
Law as it relates to insurance in the areas of insurable interest, warranties, misrepresentations, indemnity, coinsurance, subrogation, concealment, assignment, binders, licensing and state regulation.
PAINS312. Tort & Insurance Law
Intentional torts, negligence, strict liability, damages, defenses to torts. Principles of insurance law and procedures for the investigation of personal injury cases.
PAINS320. Property & Casualty Ins.
The course emphasis is placed on understanding coverages, policy provisions and concepts common to casualty and property insurance. Property and casualty contracts and forms studied are those common to the industry.
PAINS341. Estate Planning I
Fundamentals of estate planning, social and family implications of federal/state taxation of transfers of wealth by gift or at death. Study of trust, conservatorships, guardianship and postmortem planning. How planning is affected by business assets, employee benefits and insurance.
PAINS361. IndividualInsurance Mgmt
Economic and social aspects of individual insurance and nature of life and health insurance and annuities. Theory of probabilities, premiums, reserve and nonforfeiture values. Company and agency operations and management, including legal aspects and relationship to personal financial planning.
PAINS371. Risk Management
Insurance to protect business enterprises: accident and health, burglary, business interruption, consequential losses, employer's liability, fidelity and surety bonds, floater policies group, social security, estate planning, workmen's compensation
PAINS381. RetirementPlan.&Employee
Course covers personal tax deferred retirement plans; retirement income programing; introduction to qualified retirementplans; contribution-oriented plans; benefit-oriented plans; target benefit plans; group health insurance and miscellaneous employee benefits; and employee bebefits and retirement distribution in the financial plan.
Real Estate
PAREE102. Real Estate Sales II
Study of real estate ownership and interest, the real estate market, deeds, contracts, liens, assessments, taxes, leases, and financing of real estate transactions.
PAREE103. Real Estate Prins/Prac I
The complex nature of land ownership, methods of holding title, types of estates are first developed and explored. Detailed treatment of the option, binder, contract, deed, mortgage, and a variety of other instruments are discussed. Real property taxes and assessments, title search, title insurance, and closing statements are given detailed treatment and discussion.
PAREE104. Real Estate Prin/Prac II
Examination of real estate investments is first explored. Mortgage lending procedures and practices together with real estate finance are discussed. The appraisal process is examined. Other topics covered include real estate brokerage and licensing management of property, merchandising realty, subdividing and development activity, building construction and planning and zoning.
PAREE105. Real Estate Broker I
A survey of advanced real estate principles. Topics of discussion include special real estate terms; review of contracts and other property instruments; advanced real estate finance and mortgaging; and planning, zoning, and subdivision regulations. Students licensed as New Jersey Real Estate Salespersons must complete this course and REE106 to qualify as candidate for New Jersey Real Estate Brokers Exam.
PAREE106. Real Estate Broker II
A continuation of survey of advanced real estate principles concentrating on cooperation and condominium tax appeals, appraisal, property management, landlord-tenant relationships, the tax implications, real estate transactions, and closing procedures.
PAREE107. RealEstateMgmt.&Brokerge
Organization and conduct of real estate brokerage; social, economic, legal, and ethical responsibilities of real estate brokers and managers.
PAREE201. Fund.OfRealEst.Appraisal
Fundamentals of Real Estate valuation and appraising; factors affecting value, valuing land, valuing improvements, and the valuation of special classes of property; appraisal practice, depreciation and obsolescence, appraising rules, the mathematic of appraising; an appraisal of a single family residence is required.
PAREE202. Real Estate Appraisal II
The market technique for valuing realty is explored in detail. The capitalization of income theory developed and applied to the valuation of property. The residual techniques are studied together with leasehold valuation problems. Condemnation appraisals and partial takings are examined. The case study approach is used extensively throughout.
PAREE221. Real Estate Law I
The basic principles of real estate business law related to purchase and sale transactions, brokerage, landlord and tenant relationships, and construction and development. Nature, definition, and practical legal steps to listing, sales and related business transactions; introduction to the rapidly evolving law of landlord-tenant relationships under common law, statutes and leases, with emphasis on the Wisconsin scene. Introduction to rights and responsibilities of owners, design professionals and contractors under typical forms of design/construction contracts.
PAREE301. Real Estate Finance
Introduction of procedure, instruments, techniques, and trends in financing urban real property, an exploration of realty credit markets and sources of funds (private and public); valuation of real property and investment purposes; and measurement of investment performance.
PAREE302. Housing Finance
Institutions, processes, and mechanisms involved in the provision of mortgage funds for housing. The roles of conventional lenders, mortgage insurance, secondary market operations, and state and local housing finance agencies.
PAREE311. TheArchitect AsDeveloper
Course examines potential conflicts between aesthetics and bottom line business decisions. The students learn the language and basic financial concepts required by Real Estate developers stressing contemporary Real Estate Issues and techniques for analyzing the marketplace. Also learn to evaluate development opportunities and are required to prepare a complete proposal for financing for a hypothetical development project in which they are the developer and the architect.
PAREE321. Real Estate Marketing
Factors in marketing residential, business, industrial, and farm property, such as listing, prospecting, advertising, showing, determining the need of the client, qualifying clients, and closing the sale.
PAREE322. Real Estate Investment
Introduction to the fundamentals of real estate investment, including an overall investment strategy, analytical skills, feasibility studies, and characteristics of various types of properties.
PAREE324. RealEstateTransactions I
A course on real estate financing, using as a springboard the concepts studied in Real Estate Principles. The topics covered are financing a real estate transaction; mortgaging; settlements, including the mathematics of real estate financing; creative real estate financing; real estate exchanging; advanced sales and leasing of industrial property; and condominium sales, resales and time-sharing programs.
PAREE332. Economics of Housing
Real estate and housing market analysis and organization; problems of consumer demand; submarkets in housing; problems of housing stock and the filtration process; problems of housing standards and their measurement; economics of housing production, cost and pricing.
PAREE341. Real Estate Property Mgt
The course is designed to provide the student with knowledge and skills necessary to manage simple income producing property. Topics include utilizing sound accounting and reporting principles in a property management business, securing, qualifying, and contracting with tenants and lessees; determining rentals, merchandising space, collecting rent, tenant relations, and property maintenance.
PAREE371. Real Estate Res.&Feas.An
Real Estate Research and Feasibility Analysis Analysis of target markets, media demography, advanced real estate advertising techniques, and marketing feasibility studeis. Housing formats include signs, family planned unit development, mixed development, condominiums, and rental residential developments.